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Finance is the management of money and assets.
Finance is the study and management of money, investments, and financial systems. It involves how individuals, businesses, and governments allocate resources over time. Key areas include budgeting, saving, lending, investing, and forecasting. Finance helps people make informed decisions to grow wealth and manage risk. Whether it’s personal finance or corporate finance, understanding it leads to better financial stability and success.
CRYPTO
Cryptocurrency is a digital form of money that uses encryption and blockchain technology to secure transactions and control the creation of new units.
LEARN MOREINVESTMENT
Investing is the act of putting money into assets like stocks, real estate, or businesses with the goal of generating profit or growth over time.
LEARN MOREMUTUAL
A mutual fund is an investment vehicle that pools money from many investors to buy a diversified portfolio of stocks, bonds, or other assets.
LEARN MOREPERSONAL
Personal finance is the management of an individual’s money, including budgeting, saving, investing, and planning for future financial goals.
LEARN MOREREAL ESTATE
Real estate is property consisting of land and buildings, often bought, sold, or rented for personal use or investment purposes.
LEARN MORESAVING
Saving is the process of putting money aside for future needs, emergencies, or goals. It helps build financial security and reduces dependence on credit or debt.
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Social Security cost-of-living adjustments (COLA) were instated in 1975 to keep pace with inflation and help retirees maintain purchasing power. However, many people argue that the adjustments aren’t enough to keep pace with the rising cost of necessities such as housing, groceries, and utilities. Annual COLAs are calculated using the Consumer Price Index (CPI) figures … Read more - Carnival Cruise Lines shares big Celebration Key updates
Carnival Cruise Line’s Celebration Key is the line’s brand-new private island destination in the Bahamas, set to open in July 2025. Celebration Key is Carnival’s answer to Royal Caribbean’s highly successful private destination, Perfect Day at CocoCay, which features a waterpark, adults-only area, premium experiences, and plenty of ways to enjoy being in or near … Read more - Amazing theme performance – Optima
Effortless and intuitive for beginners The best news is that you don’t need any coding or design skills to get professional results from this premium WordPress theme – you can leave that to us. A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my … Read more - Consistently awesome designs – Optima
Simple but effective When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie … Read more
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June Amazon Finds Under $20 Worth Every Penny
We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. Summer is heating up — but that doesn’t mean your budget has to! If you’re like me, you love finding practical, fun, and
Coinbase in advanced talks to acquire India’s largest crypto exchange CoinDCX
Key Takeaways Coinbase is in advanced talks to acquire India’s largest crypto exchange, CoinDCX. CoinDCX’s valuation has dropped below $1 billion following a $44 million security breach. Share this article Coinbase is reported to be in advanced negotiations with CoinDCX, one of India’s largest crypto exchanges, over a potential acquisition deal that could strengthen its
IRA, Social Security, income tax, and all things financial
Photo credit: jb Most discussions about the timing of Social Security filing indicate that filing for Social Security benefits as late as possible is often the best way to go. However, this is not always the case, given that by filing earlier, you’re receiving the benefit (albeit at a reduced rate) for a longer period
The preregistration halo – Jason Collins blog
When we analyse experimental data, we have many choices. What observations do we exclude? What variables do we compare? What statistical tests do we use? And so on. These choices lead us into what is often called the garden of forking paths. The problem is that some paths lead to a “significant” result. Hurrah! Publication
What Homebuyers Should Know About Price-Reduced Listings in Today’s Market – RISMedia’s Housecall
By Ryan Melvin, huntington & ellis, A Real Estate Agency If you’re shopping for a home right now, you’ve likely noticed more listings with price reductions. It’s a noticeable shift, and one that leaves many buyers wondering: Does a price reduction signal a red flag, or could it be a hidden opportunity? In this market,
High Sierra Access 2.0 Laptop Backpack Only $22.31
Lowest price ever on the High Sierra Access 2.0 Laptop Backpack! Get it in Black for only $22.31. Large, multi-compartment design. Fully-padded Cushion Zone computer sleeve fits most 15” laptops. Deluxe media pocket, with headphone port. Dedicated laptop sleeve. Dedicated padded Tech Spot tablet sleeve. Front tricot lined media pockets. Zippered accessory pocket in front
DOJ launches forfeiture action to recover $2.3m in Bitcoin tied to Chaos Ransomware group
The U.S. Department of Justice has launched a forfeiture action to recover nearly $2.3 million worth of Bitcoin tied to a new ransomware group dubbed Chaos. Summary A civil complaint has been filed to forfeit over $2.3 million in Bitcoin tied to a Chaos ransomware group member. The FBI seized the funds in April this
IRA, Social Security, income tax, and all things financial
Photo credit: jb We’ve discussed here in the past about how it is a perfectly legal maneuver to make a non-deductible contribution to a traditional IRA and then at some point later convert the same contribution to your Roth IRA (see Is it Really Allowed? for more). If you have no other IRA accounts, this
A Review – Jason Collins blog
My first job out of university was as a lawyer. Later, when I switched to a non-legal role, I enrolled in a Master of Laws. I selected some subjects relevant to my new job and that might be useful if I wanted to return to a legal firm. Among other subjects, I studied constitutional theory,
My Stock Report Card for Jan – May 2020 (Pandemic?!!)
My Stock Report Card for Jan- May 2020 US Stocks SG Stocks Total Passive Income Collected Between Jan – May 2020 : SGD 11,307.02 Total Profit / Loss from Sales of Stocks between Jan – May 2020 : SGD 0 Stocks added between Jan – May 2020 : Boeing, Microsoft, Salesforce, Splunk, Uber, DBS, OCBC, AimsAmp Reit Hello !