May 19th, 2025 by jblankenship. Photo credit: jb In determining your retirement benefits from Social Security, as well as those of any dependents who may claim benefits based upon your record, the Primary Insurance Amount, or PIA, is an important factor. The PIA is the amount of benefit that you would receive if you began … Read more
By Matthew Davies and Jared Pickett When Was the Last Time You Referenced the Lake Wobegon Effect? The chances are, probably never. The effect refers to a tendency to overestimate one’s capabilities, inspired by the fictional town of Lake Wobegon where “all the women are strong, all the men are good-looking, and the children … Read more
There are a lot of misconceptions out there about what “passive income” is. Many people like the sound of earning money without having to get another job and unfortunately scam artists have picked up on that with the promise of “get rich quick” schemes. This leads us to why beginnerspassiveincome.com was created: To provide a … Read more
What I’m thinking about: Our two biggest losses in 5+ years of business were both infill lots, and how the price per acre becomes a dangerous trap when dealing with parcels under ~2 acres. Even though we’ve had significant successes with infill lots, my threshold for pursuing them anymore is sky-high. Sometimes scars need to … Read more
Saving Money Image Source: pexels.com Amazon Prime is everywhere. It’s fast shipping, streaming, and a lot more. But if you’re a veteran, you might wonder if you can get a discount on Amazon Prime. With so many companies offering special deals for those who served, it’s a fair question. Saving money matters, especially when you’re … Read more
China Industrial Bank (CIB) is stepping up its digital game with plans for an AI-enchanced stablecoin, aiming to push itself from the US dollar’s grip on global finance. This move forms part of its wider digital-to-smart bank transformation strategy. The initiative reflects a calculated response to growing stablecoin adoption and evolving regulatory frameworks like the … Read more
Photo credit: jb When you have money in several accounts and you’d like to have that money consolidated in one place, the question comes up – Which type of account can be tax-free rolled over into which other type of accounts? Thankfully, the IRS has provided a simple matrix to help with this question. At … Read more
Over a decade ago when I started reading the behavioural economics literature, John List quickly became one of my favourite academics. Whenever I read an interview with List he always seemed to ask great, critical questions. He was rarely happy taking others’ assumptions as given. I saw him as someone who, on hearing “in my … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE READ MY DISCLOSURE FOR MORE INFO When it comes to saving money, sometimes you need to be a little bit creative. Saving money it’s about finding a cash flow system that works for you and you alone. However, taking advice and looking for ideas that work for other … Read more
Plum Property real estate agent Brett Andreassen speaking on a YouTube video about what he claims is disinformation on Byrony O’Neill’s website. Image: YouTube. A prominent real estate agent has been accused of posting fake sales and reviews of rival agents on her website, sparking a turf war. Byrony O’Neill of Byrony O’Neill Estate Agents … Read more