What should be the Portfolio Strategy for 2024? –

“The scream” painting by Edvard Munch ‘Market has risen too much too soon, a crash can come anytime. I have started selling’ ‘I am raising 20% cash (i.e. selling 20% of my portfolio in one shot) as the market seems heated’ ‘Valuation seems too expensive so I will not enter the market now & will … Read more

Model Portfolio vs Customized Portfolio In the investing world, there are two schools of thought – one which believes there are only two states for a stock – Buy or Sell, while the other believes there is also an interim state called Hold.  The logic behind the former is that when you hold a stock … Read more

Small and medium enterprises (SMEs) are the backbone of emerging economies. In many regions, they create jobs, drive innovation, and stimulate local economies. Yet, they often face financial challenges, struggling to access credit, manage cash flow, and navigate complex financial systems. Fintech solutions are changing this landscape, offering SMEs tailored tools to overcome these barriers. … Read more

  We interviewed Pat Nash, Advisory and Insights Team Leader at Moore Kingston Smith about his experience with Fathom. In this case study, we hear:  How the team improved their clients’ understanding of their numbers, compared to when it was presented in Excel.   How to foster a two-way conversation, which encourages clients to ask questions … Read more

Payment systems have undergone significant transformations over the years. From cash and checks to digital wallets, these changes have revolutionised commerce and consumer behaviour. We explore the evolution of payment solutions, analysing adoption rates, security challenges, regulatory shifts, and innovative technologies. Traditional Payment Methods: Cash and Checks For centuries, cash reigned supreme as the primary … Read more

Small and Medium Enterprises (SMEs) play a vital role in driving economic growth, innovation, and employment. Despite their importance, SMEs often struggle to access the capital needed for growth and operations. Fintech is revolutionising the financial landscape, breaking down barriers and offering new opportunities for these businesses. Here, we explore how fintech is reshaping SME … Read more

Executive Summary In the competitive financial world, where precision and trust are key, IRM Leasing decided to transform its credit evaluation processes. Partnering with CRiskCo, they reached new levels in fraud detection and accelerated their decision-making, setting a higher standard of security in Mexico’s leasing sector. 🇲🇽 💬 “Integrating CRiskCo into our evaluation process has … Read more

Attending Seamless KSA 2024 at Riyadh Front, Saudi Arabia was a front-row experience into the energy and ambition driving Saudi Arabia’s fintech, retail and commerce sectors. Across two packed days, we delved into discussions ranging from open banking advancements to the potential of embedded finance, with an underlying theme of transforming the financial sector in ways … Read more

Embedded finance is no longer just a buzzword—it’s rapidly transforming the way businesses and consumers engage with financial services. By seamlessly integrating payments, lending, insurance, and banking into everyday platforms, it is streamlining transactions, enhancing customer experiences, and opening new revenue channels for businesses across various industries. In this article, we’ll explore the rise of … Read more