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Finance is the management of money and assets.
Finance is the study and management of money, investments, and financial systems. It involves how individuals, businesses, and governments allocate resources over time. Key areas include budgeting, saving, lending, investing, and forecasting. Finance helps people make informed decisions to grow wealth and manage risk. Whether it’s personal finance or corporate finance, understanding it leads to better financial stability and success.
CRYPTO

Cryptocurrency is a digital form of money that uses encryption and blockchain technology to secure transactions and control the creation of new units.
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Investing is the act of putting money into assets like stocks, real estate, or businesses with the goal of generating profit or growth over time.
LEARN MOREMUTUAL

A mutual fund is an investment vehicle that pools money from many investors to buy a diversified portfolio of stocks, bonds, or other assets.
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Personal finance is the management of an individual’s money, including budgeting, saving, investing, and planning for future financial goals.
LEARN MOREREAL ESTATE

Real estate is property consisting of land and buildings, often bought, sold, or rented for personal use or investment purposes.
LEARN MORESAVING

Saving is the process of putting money aside for future needs, emergencies, or goals. It helps build financial security and reduces dependence on credit or debt.
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- Will 2025 Social Security COLA increases be enough for retirees?Social Security cost-of-living adjustments (COLA) were instated in 1975 to keep pace with inflation and help retirees maintain purchasing power. However, many people argue that the adjustments aren’t enough to keep pace with the rising cost of necessities such as housing, groceries, and utilities. Annual COLAs are calculated using the Consumer Price Index (CPI) figures … Read more
- Carnival Cruise Lines shares big Celebration Key updatesCarnival Cruise Line’s Celebration Key is the line’s brand-new private island destination in the Bahamas, set to open in July 2025. Celebration Key is Carnival’s answer to Royal Caribbean’s highly successful private destination, Perfect Day at CocoCay, which features a waterpark, adults-only area, premium experiences, and plenty of ways to enjoy being in or near … Read more
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Animal Spirits: The Michael and Ben Origin Story
Posted September 18, 2024 by Ben Carlson Today’s Animal Spirits is brought to you by YCharts and Fabric: See here for 20% off your initial YCharts professional subscription Go to meetfabric.com/spirits for more information on life insurance from Fabric by Gerber Life On today’s show, we discuss: Listen here: Pictures: Follow us on Facebook, Instagram, and YouTube. Check out our

Warren Buffett’s 105 Best Quotes Of All Time
Updated on September 27th, 2024 by Bob Ciura Warren Buffett is perhaps the greatest investor of all time. He has amassed a net worth of more than $140 billion from his investing skill and business acumen. Buffett’s wealth is tied to his ownership of Berkshire Hathaway (BRK.A, BRK.B). Berkshire owns many businesses outright, and also

Royal Caribbean helps make wishes come true
When Royal Caribbean and Inter Miami CF, a Major League Soccer team, partnered in August 2023, they promised to “create memorable experiences for families and fans everywhere, changing the game from ship to pitch around the world.” They have lived up to that promise by partnering with Make-A-Wish, the global nonprofit that creates life-changing wishes

From “Handshake Deal” to Stock Shake-Up at 7-11
Growing up in the Midwest, I had a few treats as a kid. Going to the Dairy Queen down the street for ice cream during the hot summer months in Kansas or eating dinner at the area Coney Island restaurant (known for its, you might’ve guessed, hot dogs). But one treat stood above others …

Ford CEO says he's sick and tired of making 'boring' cars
Before Ford (F) CEO Jim Farley was in the position he is in now, his predecessor made a ballsy move that still dictates the direction of the automaker today. In 2018, the Blue Oval discontinued passenger cars for the United States market, save for the iconic Mustang pony car. Citing declining profits and plunging demand,

What to Know About Home Buyers for National Homeownership Month 2024
Gary and Jay write in Your First Home, “Markets go up and down. The reality is there’s never really a perfect market—just the market you’re dealing with when you’re buying your home.” Mirroring this quote, the market in 2024 and 2023 has given buyers challenges – and opportunities. June is National Homeownership Month, and it’s

How Gametech is Transforming the MEA Region
The gametech industry in the Middle East and Africa (MEA) is growing significantly, driven by increasing mobile use and a young, tech-savvy population. Countries like Saudi Arabia, Nigeria, and Türkiye are emerging as key markets, offering opportunities for innovation as fintech and gaming continue to converge. Gametech has gained global popularity, fuelled by increased digitalisation

Understanding buyers’ needs in today’s M&A market
With buyers seeking greater assurance on a business’s quality and growth potential, preparation is everything for company owners looking to sell, says James Goold, partner at global law firm Taylor Wessing.

What the Fed Rate Cut Means For the Economy
A reader asks: I know Ben talked about rate cuts and the stock market a few weeks ago but what about the economy? Did Powell just guarantee a soft landing by cutting 50 basis points this week? There are no guarantees in life or the markets, unfortunately. The rate cut helps the soft landing scenario

Analysts reset Costco stock price targets amid new consumer trends
Costco’s (COST) reaping day is yet to come, with bigger gains anticipated this holiday season. Adobe has recently projected U.S. online sales to reach $240.8 billion during the 2024 holiday season, marking an 8.4% year-over-year increase, according to thefly.com’s report on Sept. 25. This growth signals a resurgence in consumer confidence as the U.S. economic