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Finance is the management of money and assets.

Finance is the study and management of money, investments, and financial systems. It involves how individuals, businesses, and governments allocate resources over time. Key areas include budgeting, saving, lending, investing, and forecasting. Finance helps people make informed decisions to grow wealth and manage risk. Whether it’s personal finance or corporate finance, understanding it leads to better financial stability and success.

CRYPTO

Cryptocurrency is a digital form of money that uses encryption and blockchain technology to secure transactions and control the creation of new units.

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INVESTMENT

Investing is the act of putting money into assets like stocks, real estate, or businesses with the goal of generating profit or growth over time.

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MUTUAL

A mutual fund is an investment vehicle that pools money from many investors to buy a diversified portfolio of stocks, bonds, or other assets.

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PERSONAL

Personal finance is the management of an individual’s money, including budgeting, saving, investing, and planning for future financial goals.

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REAL ESTATE

Real estate is property consisting of land and buildings, often bought, sold, or rented for personal use or investment purposes.

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SAVING

Saving is the process of putting money aside for future needs, emergencies, or goals. It helps build financial security and reduces dependence on credit or debt.

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  • Will 2025 Social Security COLA increases be enough for retirees?
    Social Security cost-of-living adjustments (COLA) were instated in 1975 to keep pace with inflation and help retirees maintain purchasing power. However, many people argue that the adjustments aren’t enough to keep pace with the rising cost of necessities such as housing, groceries, and utilities. Annual COLAs are calculated using the Consumer Price Index (CPI) figures … Read more
  • Carnival Cruise Lines shares big Celebration Key updates
    Carnival Cruise Line’s Celebration Key is the line’s brand-new private island destination in the Bahamas, set to open in July 2025. Celebration Key is Carnival’s answer to Royal Caribbean’s highly successful private destination, Perfect Day at CocoCay, which features a waterpark, adults-only area, premium experiences, and plenty of ways to enjoy being in or near … Read more
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Using generative AI as an academic

Using generative AI as an academic

I first wrote a version of this post in April 2023. A lot has changed since then in both the tools and how I use them. As was the case then, if you want a sense of the frontier, others such as Ethan Mollick will give you a better flavour. But if you’re after some

Adam Levine & Behati Prinsloo List Montecito Mansion for $65M

Adam Levine & Behati Prinsloo List Montecito Mansion for $65M

The dynamic duo of Maroon 5’s Adam Levine and supermodel Behati Prinsloo have just listed their stunning Montecito estate for $65 million…

Great online money games for Kids.

Great online money games for Kids.

You can educate your kids about money with these great and free online money games.   We all  know that kids learn best through play and for many kids play means online gaming these days. Teaching kids about money is an essential part of preparing them for adult life yet sadly is something barely taught at

game evo คาสิโนสดยอดนิยม เปิดให้บริการตลอด 24 ชั่วโมง ทดลองฟรี

game evo คาสิโนสดยอดนิยม เปิดให้บริการตลอด 24 ชั่วโมง ทดลองฟรี

Game Evo แนะนำค่ายเกมคาสิโนสดที่มาแรงที่สุดตอนนี้ game evo หรือ Evolution Gaming คือค่ายเกมคาสิโนสดที่กำลังมาแรงในตอนนี้ ด้วยมาตรฐานระดับโลกที่การันตีคุณภาพทั้งระบบถ่ายทอดสด ความเสถียร ให้บริการตลอด 24 ชั่วโมง มีให้เลือกเล่นอย่างหลากหลาย game evo เกมแนะนำ ไม่ว่าจะเป็นบาคาร่า รูเล็ต แบล็กแจ็ก หรือเกมโชว์สุดมันส์อีกมากมาย มากกว่า 100+ เกม EVO แตกต่างจากค่ายอื่นคือบางเกมจะมีฟีเจอร์สายฟ้าแจกตัวคูณโบนัสมหาศาล เพิ่มโอกาสให้ผู้เล่นทำกำไรได้มากขึ้น ทั้งภาพเสียงระดับ Full HD อินเตอร์เฟซที่ใช้งานง่าย รองรับทั้งมือถือและคอมพิวเตอร์ ที่สำคัญคือรองรับภาษาไทย ทำให้มือใหม่สามารถเข้าใจวิธีเล่นได้ไม่ยาก เริ่มต้นยังไงดี? คู่มือมือใหม่หัดเล่น Game Evo ฉบับอัปเดต เริ่มต้นด้วยการสมัครสมาชิกกับเว็บคาสิโนออนไลน์ที่มีเกมจากค่าย Evolution ซึ่งส่วนใหญ่จะเป็นเว็บตรงที่เชื่อถือได้ อย่างเว็บของเรา เมื่อสมัครเรียบร้อยแล้ว ให้ฝากเงินเข้าบัญชีโดยเลือกช่องทางที่สะดวก เช่น โอนผ่านบัญชีธนาคารหรือวอเลท และบางเว็บมีโปรโมชั่นฝากครั้งแรกที่ให้โบนัสเพิ่ม ให้เลือกค่าย evo game จากนั้นเลือกเกมที่ชอบ เช่น บาคาร่า,

Stock Market Outlook – June 08 2025

Stock Market Outlook – June 08 2025

Stock Market Outlook entering the Week of June 8th = Uptrend ADX Directional Indicators: Uptrend Institutional Activity (Price & Volume): Uptrend On Balance Volume Indicator: Uptrend ANALYSISThe stock market outlook stays in an uptrend, while the S&P500 breached 6000 again. The S&P500 ( $SPX ) gained 1.5% last week.  The index sits ~7% above the 50-day

Correcting the Record – Jason Collins blog

Correcting the Record – Jason Collins blog

In 2012, I wrote a post titled Chimps 1, Humans 0 after seeing videos of a chimp named Ayumu. Ayumu could recall the location of numbers, in order, flashed briefly on a screen. Ayumu’s performance far exceeded my feeble attempts. See the below videos to get a sense of the task. The human Ayumu This

Portfolio Management: Leverage (Debt) Overview

Portfolio Management: Leverage (Debt) Overview

Debt is a weapon that should be handled with care. You can either use it to build out your passive income streams, protect your income streams and lifestyle, or destroy your wealth. There are many options for borrowing money so we will give a brief overview here for now. What is debt? Debt is when

Former LGBTQ+ Real Estate Alliance CEO facing civil suit, multiple criminal charges

Former LGBTQ+ Real Estate Alliance CEO facing civil suit, multiple criminal charges

The Alliance is seeking six figures in damages from Ryan Weyandt, who resigned as CEO last year. Weyandt is also facing felony charges for alleged possession of explicit content of minors.

I’m Still Alive; also, join the 7th Annual Uber Frugal Month Group Challenge!

I’m Still Alive; also, join the 7th Annual Uber Frugal Month Group Challenge!

I’m still here! I took an unplanned (and therefore unannounced) break from writing the blog, which was intended to be for a week, but expanded to a month and then two months… WHOOPS. I confess I needed some time off from ye olde Frugalwoods after consistently posting for 9.5 years. That’s the longest I’ve ever

Bitcoin Price Stays Near $119,000 Despite Possible New Galaxy Digital Sales

Bitcoin Price Stays Near $119,000 Despite Possible New Galaxy Digital Sales

Key points: Bitcoin returns to $119,000 after a CME gap fill as new Galaxy Digital exchange transactions fail to sway the market mood. Nerves over “OG” BTC sales seem to have passed after last week’s 80,000 BTC transaction. Trading circles still see the potential for another BTC price dip. Bitcoin (BTC) returned to $119,000 on

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