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Finance is the management of money and assets.
Finance is the study and management of money, investments, and financial systems. It involves how individuals, businesses, and governments allocate resources over time. Key areas include budgeting, saving, lending, investing, and forecasting. Finance helps people make informed decisions to grow wealth and manage risk. Whether it’s personal finance or corporate finance, understanding it leads to better financial stability and success.
CRYPTO
Cryptocurrency is a digital form of money that uses encryption and blockchain technology to secure transactions and control the creation of new units.
LEARN MOREINVESTMENT
Investing is the act of putting money into assets like stocks, real estate, or businesses with the goal of generating profit or growth over time.
LEARN MOREMUTUAL
A mutual fund is an investment vehicle that pools money from many investors to buy a diversified portfolio of stocks, bonds, or other assets.
LEARN MOREPERSONAL
Personal finance is the management of an individual’s money, including budgeting, saving, investing, and planning for future financial goals.
LEARN MOREREAL ESTATE
Real estate is property consisting of land and buildings, often bought, sold, or rented for personal use or investment purposes.
LEARN MORESAVING
Saving is the process of putting money aside for future needs, emergencies, or goals. It helps build financial security and reduces dependence on credit or debt.
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Social Security cost-of-living adjustments (COLA) were instated in 1975 to keep pace with inflation and help retirees maintain purchasing power. However, many people argue that the adjustments aren’t enough to keep pace with the rising cost of necessities such as housing, groceries, and utilities. Annual COLAs are calculated using the Consumer Price Index (CPI) figures … Read more - Carnival Cruise Lines shares big Celebration Key updates
Carnival Cruise Line’s Celebration Key is the line’s brand-new private island destination in the Bahamas, set to open in July 2025. Celebration Key is Carnival’s answer to Royal Caribbean’s highly successful private destination, Perfect Day at CocoCay, which features a waterpark, adults-only area, premium experiences, and plenty of ways to enjoy being in or near … Read more - Amazing theme performance – Optima
Effortless and intuitive for beginners The best news is that you don’t need any coding or design skills to get professional results from this premium WordPress theme – you can leave that to us. A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my … Read more - Consistently awesome designs – Optima
Simple but effective When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie … Read more
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Stock Market Outlook – June 15 2025
Stock Market Outlook entering the Week of June 15th = Uptrend ADX Directional Indicators: Uptrend Institutional Activity (Price & Volume): Uptrend On Balance Volume Indicator: Uptrend ANALYSISThe stock market outlook stays in an uptrend, despite intensifying conflict on the world stage. The S&P500 ( $SPX ) lost 0.4% last week. The index sits ~6% above the
The illusion of evidence-based nudges – Jason Collins blog
From a recent Journal of Political Economy paper by Stefano DellaVigna, Woojin Kim and Elizabeth Linos (2024): We study 30 US cities that ran 73 RCTs with a national nudge unit. Cities adopt a nudge treatment into their communications in 27% of the cases. We find that the strength of the evidence and key city
How to Save Money with a Clever DIY Taxes Strategy
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE READ MY DISCLOSURE FOR MORE INFO You can do a great number of things that can help you save money. Some of them are nothing more than common sense lifestyle changes, but others require more creativity and research. One of the methods that often goes overlooked is how
Should I Sell My House Now?
Key takeaways: It’s a good time to sell your house if you price correctly and are open to negotiation. There are far more sellers than buyers in the market, tipping the scales toward buyers – but sellers can still get competitive offers in hot markets like Rochester. Selling now could help you
7 Mother’s Day Gifts That Don’t Cost A Cent
7 Mothers Day Gifts That Don’t Cost A Cent Mother’s Day comes just once a year, so why not do all you can to make sure it’s a special day? If you are worried about your budget being too tight to celebrate sufficiently, don’t worry! There are plenty of ways to enjoy a nice Mother’s
US May Start Buying Bitcoin Soon, Says Anthony Pompliano
Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure On Monday, Anthony Pompliano, founder and CEO of Professional Capital Management, discussed the state of the crypto market, Wall Street’s growing interest and adoption of Bitcoin (BTC), and some of the events to look forward to. Wall Street’s Eyes On Bitcoin In
Stock Market Outlook – June 22 2025
Stock Market Outlook entering the Week of June 22nd = Uptrend Average Directional Index: Neutral Institutional Activity: Uptrend On Balance Volume: Uptrend ANALYSISThe stock market outlook starts the week in an uptrend, pending market reactions to geopolitical events this weekend. The S&P500 ( $SPX ) lost 0.2% last week. The index sits ~4% above the
Subject notes on behavioural economics – Jason Collins blog
Each year I teach an undergraduate subject in behavioural economics. I have pulled together the notes for the subject into a website, which you can find here. The notes include the subject content, plus “exercises” that form the basis for the tutorials. If you work through the content, you’re effectively getting the same content as
It’s a summer scorcher in the New England housing market
Six top New England markets Realtor.com listed six New England metros in its top-10 hottest markets for June 2025, with Springfield, Mass. taking top honors, followed by Hartford, Conn., with two New Hampshire cities, Concord and Manchester, rounding out the top-5. Data from Altos shows similar trends. As of July 24, the Boston-Cambridge-Quincy, MA-NH market
7 Brands Phasing Out Paper Coupons With No Alternative
Saving Money Image source: Freepik For decades, paper coupons have been a lifeline for budget-conscious shoppers. From grocery stores to household products, clipping coupons has been a simple, effective way to stretch every dollar. But that era is rapidly ending. In recent years, many major brands have begun phasing out paper coupons altogether. What’s more