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Finance is the management of money and assets.
Finance is the study and management of money, investments, and financial systems. It involves how individuals, businesses, and governments allocate resources over time. Key areas include budgeting, saving, lending, investing, and forecasting. Finance helps people make informed decisions to grow wealth and manage risk. Whether it’s personal finance or corporate finance, understanding it leads to better financial stability and success.
CRYPTO
Cryptocurrency is a digital form of money that uses encryption and blockchain technology to secure transactions and control the creation of new units.
LEARN MOREINVESTMENT
Investing is the act of putting money into assets like stocks, real estate, or businesses with the goal of generating profit or growth over time.
LEARN MOREMUTUAL
A mutual fund is an investment vehicle that pools money from many investors to buy a diversified portfolio of stocks, bonds, or other assets.
LEARN MOREPERSONAL
Personal finance is the management of an individual’s money, including budgeting, saving, investing, and planning for future financial goals.
LEARN MOREREAL ESTATE
Real estate is property consisting of land and buildings, often bought, sold, or rented for personal use or investment purposes.
LEARN MORESAVING
Saving is the process of putting money aside for future needs, emergencies, or goals. It helps build financial security and reduces dependence on credit or debt.
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Social Security cost-of-living adjustments (COLA) were instated in 1975 to keep pace with inflation and help retirees maintain purchasing power. However, many people argue that the adjustments aren’t enough to keep pace with the rising cost of necessities such as housing, groceries, and utilities. Annual COLAs are calculated using the Consumer Price Index (CPI) figures … Read more - Carnival Cruise Lines shares big Celebration Key updates
Carnival Cruise Line’s Celebration Key is the line’s brand-new private island destination in the Bahamas, set to open in July 2025. Celebration Key is Carnival’s answer to Royal Caribbean’s highly successful private destination, Perfect Day at CocoCay, which features a waterpark, adults-only area, premium experiences, and plenty of ways to enjoy being in or near … Read more - Amazing theme performance – Optima
Effortless and intuitive for beginners The best news is that you don’t need any coding or design skills to get professional results from this premium WordPress theme – you can leave that to us. A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my … Read more - Consistently awesome designs – Optima
Simple but effective When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie … Read more
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Analyst Says The Patient Will Be Rewarded As Ethereum Price Retests 4-Year Resistance
Despite what is akin to a bull market with the Bitcoin price hitting multiple new all-time highs, the Ethereum price continues to hit major resistances in its campaign for new highs. The most recent is the resistance push at the $3,800, which perfectly aligns with the 4-year resistance line that has kept the leading altcoin
Stock Market Outlook – June 29 2025
Stock Market Outlook entering the Week of June 29th = Uptrend Average Directional Index: Uptrend Institutional Activity: Uptrend On Balance Volume: Uptrend ANALYSISThe stock market outlook continues to show an uptrend in place, with equity indexes returning to all time highs. The S&P500 ( $SPX ) gained 3.4% last week. The index sits ~6% above
A comment on the manifesto for behavioural science – Jason Collins blog
I wrote this post based on notes for a proposed “lunch and learn” session. Illness got in the way, so rather than let those notes sit on the shelf, I’ve cleaned them up to share here. Many points were intended to be (provocative) conversation prompts rather than statements, so a few parts are light on
My Stock Report Card for Jan – Aug 2020 ( 2 mil profit countdown)
My Stock Report Card for Jan- Aug 2020 US Stocks SG Stocks Total Passive Income Collected Between Jan – Aug 2020 : SGD 19,558.71 Total Profit / Loss from Sales of Stocks between Jan – Aug 2020 : SGD 0 Stocks added between Jan – Aug 2020 : Xiaomi $2 Million Profit ??? My goodness! I can’t believe
The $250K Land Deal That Nearly Collapsed, But Then Paid Off BIG
In this episode of the REtipster Podcast, I talk with David Hansen, Arturo Paturzo, and Emanuel Wijkhuisen, three real estate investors who teamed up to take on a high-stakes land entitlement project in Alabama. This deal was originally meant to be a simple land flip, but they quickly pivoted into a full-scale platted subdivision. They
How to Beat the Heat Without Blowing Your Budget
We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. Summer is here, and while the sunshine feels great, your electric bill and comfort level might be telling a different story! If you’re
Ripple (XRP) Price Predictions for This Week
XRP returned to the $3 support level before rebounding. Will there be another nosedive, or is it ready for a lift-off? Key Support levels: $3 Key Resistance levels: $3.6, $4 1. Pullback in Progress After a sharp rally that took XRP to a new all-time high above $3.6, sellers returned to take this cryptocurrency into
Stock Market Outlook – July 06 2025
Stock Market Outlook entering the Week of July 6th = Uptrend Average Directional Index: Uptrend Institutional Activity: Uptrend On Balance Volume: Uptrend ANALYSISThe stock market outlook shows a continuing uptrend for U.S. equities. The S&P500 ( $SPX ) gained 1.7% last week. The index sits ~7% above the 50-day moving average and ~8% above the
The human benchmark is typically unimpressive – Jason Collins blog
If you ever read a claim of an AI outperforming a human, dig into the performance data to check out the human benchmark. The mediocrity of the human is often more salient than the competence of the AI. The AI has an easy job. Here’s an example from a paper by Ayers and friends (2023).
1Q 2025 Passive Income, OCBC and Alibaba.
Been a while since my last blog post. Hope everyone is staying calm as stock markets crash around the world. I produced a video last night which I hope helped to calm some nerves. Here is the link, AK71SG I do enjoy buying things when there is a sale. I am dipping into my war